Shared Ownership and Help to Buy Valuations

Staircasing valuations

If you own a share of your home and want to buy more, your housing association needs an independent valuation to set the price of the extra share. I prepare the report to the housing association's requirements.

I'm on the Notting Hill Genesis panel. If your home is with another housing association, I can also value it where the association lets you appoint your own RICS Registered Valuer. Check with them first.

Resale valuations

If you're selling your shared ownership home, a valuation sets the price your share is offered at.

Valuations with improvements

Where you've improved the property with your housing association's written approval, I can value it with and without those improvements, so the value of work you paid for is taken into account. Please have the approval letter to hand when you instruct me.

Help to Buy equity loan redemption

To repay all or part of a Help to Buy equity loan, whether you're selling, remortgaging or paying it off, you need a market valuation by an RICS Registered Valuer. The report follows the Help to Buy requirements and is valid for three months.

If the valuation expires before your repayment completes, I can extend it with a desktop valuation letter, which adds a further three months. Help to Buy requires the extension to come from the same surveyor who made the valuation.